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The Farmers Bank

Terms of Use

In consideration of the internet banking services to be provided by The Farmers Bank of Osborne & Luray Kansas as described from time to time in information distributed by The Farmers Bank to its customers, the undersigned Customer agrees as follows:

Services available may include, but are not limited to:

  • Balance inquiry
  • Transaction history
  • Transfer of funds between accounts
  • Account history download capability
  • On-line review of check/deposit images

1. By utilizing the Services, Customer agrees to be bound to all rules and regulations applicable to Customer's deposit account at The Farmers Bank as established and amended by The Farmers Bank which are specifically made applicable to this Agreement.

2. Fees for Services shall be payable in accordance with a schedule of charges as established, and amended, by The Farmers Bank from time to time. Charges shall be automatically deducted from Customer's account and The Farmers Bank shall provide to Customer notice of such debit(s) monthly. No fees for internet banking services at this time.

3. The Farmers Bank shall not be responsible for:

  • Errors in amounts, payee codes or payment dates entered by Customer.
  • Errors in addresses, account numbers or other information provided to The Farmers Bank by Customer.
  • Late fees or other similar charges imposed by payees and incurred by Customer.
  • Damages arising from unauthorized access Internet Banking software.

4. Regarding passwords: Once the Internet Banking Agreement and Enrollment Form has been completed and a login user ID and password for access to The Farmers Bank internet banking site has been selected, Customer is solely responsible for the use of The Farmers Bank internet banking site by anyone who utilizes its correct password. The Farmers Bank will have no duty to further verify the identity of any of the Bank’s internet banking user with a valid password. The Farmers Bank will act on instructions received under the authorized password. A report will be run for last activity in January and anyone with no activity in the previous year will be deactivated. The customer will need to re-enroll to become active again.

5. The laws of the State of Kansas shall govern this Agreement and all transactions hereunder. Customer acknowledges that he/she has reviewed this Customer Agreement, understands the terms and conditions set forth herein, and agrees to be bound hereby.

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